HARLAN & ASSOCIATES LLC

Senior & Health Insurance Advisors

About Us

If you are on Medicare VA, disability or turning 65 and new to Medicare, give us a call!

After decades in the insurance industry, we shifted our focus in 2013 to specialize in Medicare, realizing the unique challenges and opportunities this area presents. Harlan & Associates LLC was founded by Donna Harlan and Janie Sanders in 2023 to address the growing need for guidance in the senior market, specifically within Medicare.
Our mission is simple: to assist individuals as they transition into Medicare, providing expert advice and support for understanding the choices available. We understand that the decisions made at this stage of life can have a lasting impact on financial well-being, and we’re here to make sure you are informed and confident in those decisions.
Our company is licensed in Missouri & Kansas, with a team of certified agents ready to help with Medicare Supplements, Medicare Advantage Plans, and more. Our carriers Aetna, Anthem, Wellcare, Humana, United Healthcare Devoted and Essence, as well as Allstate.

Services

We help you explore Medicare options, including Medicare Supplements (Medigap) and Medicare Advantage Plans (Part C). Whether you’re new to Medicare or need assistance navigating your options, we are here to guide you every step of the way.

Health & Dental Insurance

We offer a variety of health and dental insurance plans tailored to seniors. These plans are designed to help cover gaps in Medicare or provide additional benefits such as dental and vision care. Additionally, we help people currently on Medicare & Supplements with changing policies.

Life Insurance & Long-Term Care

We specialize in helping seniors with life insurance (including final expense policies) and long-term care insurance. These products are essential to ensure that you and your family are protected from the high costs of extended care and other unexpected expenses.

Carrier Partners

We do not offer every plan available in your area. Currently, we represent 7 organizations which offer products in your area. We are certified with a variety of major carriers and can offer hospital indemnity plans, final expense policies, and more. We offer Aetna, Anthem, Wellcare, Humana, United Healthcare Devoted and Essence, as well as Allstate.

Medicare Advantage Plans (Part C, D, & Life):

Medicare Supplement Plans:

Navigating Medicare and retirement options can be confusing, especially when you factor in penalties for not enrolling in Part B or Part D on time. We are here to ensure you understand your options and avoid costly mistakes, especially as full retirement age has shifted to 67, creating a gap for many individuals. We also assist with the transition between employer insurance and Medicare, helping you determine which plan provides the best benefits for your situation.

30+ Years of Experience

Licensed in MO & KS

House Calls

Wide Range of Carriers

Contact Us

Donna Harlan & Janie Sanders
Open Monday – Friday 8am-5pm